Last updated: July 2026
By downloading, installing, or using the FinFlows app, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the app.
You must be at least 13 years old, or the minimum age of digital consent in your country, to use FinFlows. By using the app, you represent that you meet this requirement.
We grant you a limited, non-exclusive, non-transferable, revocable license to use FinFlows on devices you own or control, for your personal, non-commercial use, subject to these Terms and Apple's usage rules.
You are responsible for the accuracy of the transactions you record, for keeping your device and iCloud account secure, and for maintaining your own backups. You agree not to use FinFlows for any unlawful purpose or in any way that could damage, disable, or impair the app.
FinFlows Pro is an optional auto-renewing subscription (monthly or yearly) that removes the free-plan transaction limit. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account will be charged for renewal within 24 hours prior to that. Manage or cancel your subscription anytime in your Apple ID account settings.
FinFlows is provided "as is" and "as available," without warranties of any kind, express or implied, including fitness for a particular purpose, merchantability, or non-infringement. We do not warrant that the app will be uninterrupted, error-free, or that any data will be preserved without loss.
FinFlows is a personal record-keeping tool only. It does not provide financial, tax, accounting, or legal advice, and nothing in the app should be treated as such. You are solely responsible for any financial decisions you make.
To the fullest extent permitted by law, FinFlows and its developer are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or revenue, arising from your use of the app. Our total liability for any claim relating to the app is limited to the amount you paid us, if any, in the 12 months before the claim arose.
You agree to indemnify and hold harmless the developer of FinFlows from any claims, damages, or expenses (including reasonable legal fees) arising from your misuse of the app or your violation of these Terms.
FinFlows relies on services provided by Apple, including iCloud, Contacts, Siri, and the App Store. We are not responsible for outages, changes, or data handling by these third-party services, which are governed by Apple's own terms and policies.
You may stop using FinFlows at any time by deleting the app. We may discontinue or modify the app at any time. Sections of these Terms that by their nature should survive termination (including Limitation of Liability and Indemnification) will continue to apply.
FinFlows is distributed worldwide, and these Terms are intended to apply to users in any country. Any dispute will be resolved under the laws of your own country of residence, to the extent those laws mandatorily apply to you; otherwise, these Terms are interpreted under generally accepted principles of international commercial law.
We reserve the right to modify these Terms and Conditions at any time. Your continued use of the app after any changes indicates your acceptance of the new Terms.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
Our app uses Apple's Standard EULA for all transactions and subscriptions.